South Indian Bank was establish in 1929, south Indian bank was first schedule bank amongst the private banks in Kerala. You if belong to south then you must have seen this bank branches in every city. But if you are from north then it might be possible you haven’t seen any branches in your career. This bank merely focusing on para banking activities like debit card, corporate banking. We are going to understand South Indian Bank Share Price Target 2025 in this blog.
If we discuss about branches network then it is approx. 948 branches, majority are located in semi urban area. Total customer base of the bank are 75 lakhs.
Table of Contents
Key Ratio with Peers comparison
If we compare ratio of South Indian bank with other banks then Capital Adequacy Ratio is decent. Net Interest Margin also decent. Gross NPA are high and Net NPA also High. CASA Ratio is very low.
| Ratio | South Indian Bank | HDFC Bank | ICICI Bank | BOB Bank |
| Capital Adequacy Ratio | 16.04% | 18.9% | 16.03% | 15.25% |
| Net Interest Margin | 3.28% | 4.12% | 4.57% | 3.33% |
| Gross NPA | 4.74% | 1.17% | 2.3% | 3.36% |
| Net NPA | 1.61% | 0.32% | 0.44% | 0.76% |
| CASA Ratio | 31.9% | 48% | 39.4% | 49.74% |
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South Indian Bank Fundamentals:
South Indian Bank fundamentals are decent. Stock PE is below to industry PE that suggest a BUY call in the stock. ROE and ROCE are also decent of the bank.
| Narration | Remarks |
| Market Cap | Rs.6540 Crore |
| Stock PE | 5.63 |
| ROCE | 6.19% |
| ROE | 13.8% |
| Debt to Equity | 12 |
| Industry PE | 11.7 |
| Interest Coverage | 1.3 |
| Debt | 105,832 Crore |
| High/Low | 36.9/20.4 |
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South Indian Bank Technical:
South Indian Bank share prices are fall from Rs.38 level to Rs.25 as on date. Since this bank NPA is very high as compare to other banks. Prices may increase if NPA can be down and profitability increse.
South Indian Bank Share Price Target 2025-2030
We will understand on the basis of above given fundamental data and technical machine learning south Indian bank share price target 2025-2030.
| Date | Expected Share Price |
| 2024 | Rs.31 |
| 2025 | Rs.43 |
| 2026 | Rs.36 |
| 2027 | Rs.52 |
| 2028 | Rs.58 |
| 2029 | Rs.66 |
| 2030 | Rs.72 |